/* GENERATED by tools/light_shell.py from site-light.css: the article shell without its old frame rules (header,
   drawn footer, live-footer wrapper, .shell), for articles under the 2026 frame (ar-site-2026.css draws the frame).
   Edit site-light.css and rerun light_shell.py, never this file. */
@font-face{font-family:"Source Serif 4";font-style:normal;font-weight:400;font-display:swap;src:url(/wp-content/uploads/ar-agreements/fonts/source-serif-4-400.woff2) format("woff2")}
@font-face{font-family:"Source Serif 4";font-style:italic;font-weight:400;font-display:swap;src:url(/wp-content/uploads/ar-agreements/fonts/source-serif-4-400-italic.woff2) format("woff2")}
@font-face{font-family:"Source Serif 4";font-style:normal;font-weight:600;font-display:swap;src:url(/wp-content/uploads/ar-agreements/fonts/source-serif-4-600.woff2) format("woff2")}
:root{--pb-ground:#EEF2F6;--pb-paper:#FFFFFF;--pb-paper-2:#F7F9FB;--pb-grey-tint:#F1F4F7;
 --pb-ink:#14233A;--pb-navy:#021127;--pb-navy-2:#0C2244;--pb-muted:#56677A;--pb-faint:#66758A;
 --pb-line:#E1E7EE;--pb-line-2:#CAD3DD;--pb-line-3:#8593A6;
 --pb-teal:#59C5AE;--pb-teal-ink:#0B5F52;--pb-teal-tint:#EDF8F5;--pb-teal-edge:#BFE6DC;
 --pb-blue:#1F5AA6;--pb-blue-tint:#EAF2FB;--pb-blue-edge:#BBD3F0;
 --pb-purple:#5B3A8E;--pb-purple-tint:#F3EEFB;--pb-purple-edge:#D5C6EE;
 --pb-amber:#8A5A0B;--pb-amber-bar:#E0A63B;--pb-amber-tint:#FFF6E3;--pb-amber-edge:#F1D9A3;
 --pb-red:#A32D22;--pb-red-tint:#FDEDEB;--pb-red-edge:#F3C2BC;
 --pb-serif:"Source Serif 4",Georgia,"Times New Roman",serif;
 --pb-head:"Plus Jakarta Sans",system-ui,-apple-system,"Segoe UI",Arial,sans-serif;
 --pb-body:"Roboto",system-ui,-apple-system,"Segoe UI",Arial,sans-serif;
 --pb-r-sheet:10px;--pb-r-ctl:8px;--pb-shadow:0 1px 2px rgba(2,17,39,.04),0 12px 32px -24px rgba(2,17,39,.25);
 --mint:#71D7BF;--mint-hi:#8FF0D8}
html{background:var(--pb-ground)}
body{margin:0;background:var(--pb-ground);color:var(--pb-ink);font-family:var(--pb-body);font-size:16px;line-height:1.6;-webkit-font-smoothing:antialiased;overflow-x:clip}
*,*::before,*::after{box-sizing:border-box}
img{max-width:100%;height:auto}
a{color:var(--pb-blue);text-decoration:underline;text-decoration-color:rgba(31,90,166,.35);text-underline-offset:.16em}
a:hover{color:var(--pb-navy);text-decoration-color:var(--pb-navy)}
h1,h2,h3,h4{margin:0;color:var(--pb-navy);text-wrap:balance}
p{margin:0 0 1em}
strong{color:var(--pb-navy);font-weight:600}
:focus-visible{outline:3px solid var(--pb-teal-ink);outline-offset:2px;border-radius:6px}
.sr{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}
.screen-reader-text{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}
.skip-link:focus{position:fixed!important;top:8px;left:8px;z-index:100;width:auto;height:auto;margin:0;padding:10px 14px;clip:auto;overflow:visible;background:#fff;color:var(--pb-navy);border-radius:8px;font-family:var(--pb-head);font-weight:700;text-decoration:none;box-shadow:0 12px 32px -12px rgba(2,17,39,.5)}
.shell--read{max-width:780px}
.i{display:inline-block;flex:0 0 auto;width:1em;height:1em;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round;vertical-align:-.125em}
.muted{color:var(--pb-muted)}
.small{font-size:14px;line-height:1.55;color:var(--pb-muted)}
.pb-btn,.pb-btn:visited{-webkit-appearance:none;appearance:none;display:inline-flex;align-items:center;justify-content:center;gap:9px;min-height:44px;padding:9px 18px;border-radius:var(--pb-r-ctl);border:1px solid var(--pb-navy);background:var(--pb-navy);color:#fff;font-family:var(--pb-head);font-weight:700;font-size:15px;line-height:1.25;text-align:center;text-decoration:none;white-space:nowrap;cursor:pointer;transition:background-color .15s ease,border-color .15s ease}
.pb-btn svg{width:17px;height:17px}
.pb-btn:hover{background:var(--pb-navy-2);color:#fff}
.pb-btn--ghost,.pb-btn--ghost:visited{background:#fff;color:var(--pb-navy)}
.pb-btn--ghost:hover{background:var(--pb-grey-tint);color:var(--pb-navy)}
.pb-btn--sm{min-height:36px;padding:5px 13px;font-size:14px;gap:7px}
.pb-btn--sm svg{width:15px;height:15px}
.pb-btnrow{display:flex;flex-wrap:wrap;gap:10px;margin:0;align-items:center}
.pb-sheet{background:var(--pb-paper);border:1px solid var(--pb-line);border-radius:var(--pb-r-sheet);box-shadow:var(--pb-shadow)}
.pb-eyebrow{display:block;font-size:11.5px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--pb-teal-ink);margin:0 0 8px}
.read-bar{background:var(--pb-paper);border-bottom:1px solid var(--pb-line-2)}
.read-bar .shell{display:flex;align-items:stretch;gap:18px;min-height:50px}
.read-bar__who{display:flex;align-items:center;gap:8px;font-size:11.5px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--pb-teal-ink);white-space:nowrap;padding-right:18px;border-right:1px solid var(--pb-line-2)}
.read-bar__who svg{width:15px;height:15px}
.read-bar nav{display:flex;min-width:0;flex:1 1 auto}
.read-tabs{display:flex;gap:2px;margin:0;padding:0;list-style:none;min-width:0;flex:1 1 auto}
.read-tabs li{display:flex}
.read-tabs a{display:inline-flex;align-items:center;gap:8px;padding:0 13px;color:var(--pb-muted);text-decoration:none;font-family:var(--pb-head);font-weight:600;font-size:14px;border-bottom:3px solid transparent;margin-bottom:-1px;white-space:nowrap;min-height:50px}
.read-tabs a:hover{color:var(--pb-navy)}
.read-tabs a[aria-current]{color:var(--pb-navy);border-bottom-color:var(--pb-navy)}
.read-tabs a:focus-visible{outline-offset:-3px;border-radius:4px}
.read-bar__right{display:flex;align-items:center;margin-left:auto;font-size:13.5px;color:var(--pb-muted);white-space:nowrap}
.read-bar__right a{color:var(--pb-navy);font-weight:600;text-decoration:none}
.read-bar__right a:hover{text-decoration:underline}
@media (max-width:767px){.read-bar .shell{padding:0;gap:0;min-height:46px}
.read-bar__who{display:none}
.read-bar__right{display:none}
.read-tabs{overflow-x:auto;scrollbar-width:none;padding:0 8px;-webkit-overflow-scrolling:touch}
.read-tabs::-webkit-scrollbar{display:none}
.read-tabs a{min-height:46px;padding:0 10px;font-size:13.5px}}
.art{padding:32px 0 10px}
.art__eyebrow{display:flex;flex-wrap:wrap;align-items:center;gap:6px 10px;font-size:11.5px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--pb-teal-ink);margin:0 0 12px}
.art__eyebrow a{color:inherit;text-decoration:none}
.art__eyebrow a:hover{text-decoration:underline}
.art__eyebrow .sep{color:var(--pb-line-3)}
.art h1{font-family:var(--pb-serif);font-weight:600;font-size:clamp(28px,3.4vw,38px);line-height:1.18;letter-spacing:0;margin:0 0 16px;color:var(--pb-navy)}
.art__meta{display:flex;flex-wrap:wrap;align-items:center;gap:8px 18px;font-size:14px;color:var(--pb-muted);margin:0 0 22px}
.art__meta > span{display:inline-flex;align-items:center;gap:7px}
.art__meta img{width:36px;height:36px;border-radius:50%;object-fit:cover}
.art__meta strong{color:var(--pb-navy);font-weight:600}
.art__meta svg{width:15px;height:15px;color:var(--pb-teal-ink)}
.art__excerpt{font-size:18px;line-height:1.6;color:var(--pb-ink);margin:0 0 22px}
.art__cover{margin:0 0 -34px;position:relative;z-index:1;padding:0 26px}
.art__cover img{display:block;width:100%;height:auto;aspect-ratio:16 / 9;object-fit:cover;border-radius:var(--pb-r-sheet);border:1px solid var(--pb-line);box-shadow:var(--pb-shadow);background:#0A1A33}
.art__body{background:#fff;border:1px solid var(--pb-line);border-radius:var(--pb-r-sheet);box-shadow:var(--pb-shadow);padding:34px 44px 34px}
.art__cover + .art__body{padding-top:64px}
.art__body > .ar-article{max-width:100%}
@media (max-width:767px){.art{padding-top:20px}
.art h1{font-size:26px}
.art__cover{padding:0 12px;margin-bottom:-24px}
.art__body{padding:22px 18px 24px;border-radius:8px}
.art__cover + .art__body{padding-top:44px}
.art__excerpt{font-size:16.5px}}
@media (max-width:823px){.art > article > .art__eyebrow,.art > article > h1,.art > article > .art__meta,.art > article > .art__excerpt{padding-left:16px;padding-right:16px}}
.ar-legacy{font-size:17px;line-height:1.7;color:var(--pb-ink);overflow-wrap:break-word}
.ar-legacy > :first-child{margin-top:0}
.ar-legacy p{margin:0 0 1.25em}
.ar-legacy a{color:var(--pb-blue)}
.ar-legacy h2{font-family:var(--pb-serif);font-weight:600;font-size:25px;line-height:1.25;margin:2.2em 0 .7em;color:var(--pb-navy);scroll-margin-top:110px}
.ar-legacy h3{font-family:var(--pb-head);font-weight:700;font-size:18.5px;line-height:1.35;margin:1.8em 0 .55em;color:var(--pb-navy);letter-spacing:-.01em}
.ar-legacy h2 + h3{margin-top:.9em}
.ar-legacy h4{font-family:var(--pb-head);font-weight:700;font-size:17px;margin:1.5em 0 .45em}
.ar-legacy ul,.ar-legacy ol{margin:0 0 1.4em;padding-left:1.5em}
.ar-legacy li{margin:0 0 .55em;padding-left:.2em}
.ar-legacy ul > li::marker{color:var(--pb-teal);font-size:1.05em}
.ar-legacy ol > li::marker{color:var(--pb-navy);font-family:var(--pb-head);font-weight:700;font-variant-numeric:tabular-nums}
.ar-legacy strong{color:var(--pb-navy);font-weight:600}
.ar-legacy img{display:block;max-width:100%;height:auto;border-radius:8px;border:1px solid var(--pb-line);margin:0 0 1.2em}
.ar-legacy blockquote{margin:0 0 1.4em;padding:14px 20px;border-left:4px solid var(--pb-teal);background:var(--pb-teal-tint);border-radius:0 8px 8px 0;color:var(--pb-navy)}
.ar-legacy blockquote p{margin:0 0 .6em;font-family:var(--pb-serif);font-size:1.06em;line-height:1.55}
.ar-legacy blockquote p:last-child{margin:0}
.ar-legacy table{display:block;width:100%;max-width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch;margin:0 0 1.5em;border:1px solid var(--pb-line);border-radius:var(--pb-r-sheet);border-collapse:separate;border-spacing:0;font-size:15px;line-height:1.55;background:#fff}
.ar-legacy table thead,.ar-legacy table tbody,.ar-legacy table tr{width:100%}
.ar-legacy th,.ar-legacy td{padding:12px 16px;border:0;border-bottom:1px solid var(--pb-line);text-align:left;vertical-align:top;min-width:150px}
.ar-legacy thead th{font-family:var(--pb-body);font-size:12.5px;font-weight:600;letter-spacing:.05em;text-transform:uppercase;color:var(--pb-muted);background:var(--pb-paper-2);white-space:nowrap}
.ar-legacy tbody tr:last-child > *{border-bottom:0}
.ar-legacy tbody td:first-child{font-family:var(--pb-head);font-weight:600;color:var(--pb-navy)}
.ar-legacy tbody tr:hover > td{background:var(--pb-paper-2)}
.ar-legacy code{font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;font-size:.92em;padding:1px 6px;border-radius:6px;border:1px solid var(--pb-line-2);background:var(--pb-grey-tint);color:var(--pb-navy)}
.ar-legacy .ar-svcbox{margin:2.1em 0!important;padding:20px 22px!important;background:var(--pb-teal-tint)!important;border:1px solid var(--pb-teal-edge)!important;border-left:5px solid var(--pb-teal)!important;border-radius:var(--pb-r-ctl)!important;box-shadow:none!important;color:var(--pb-ink)!important}
.ar-legacy .ar-svcbox > p{font-family:var(--pb-body)}
.ar-legacy .ar-svcbox .arcta-noscript{margin:10px 0 0;font-size:14.5px}
.ar-legacy .ar-svcbox .arcta-note{text-align:left}
.ar-legacy .ar-svcbox .ar-phone{display:inline-flex;align-items:center;gap:6px;white-space:nowrap}
.ar-legacy .ar-svcbox .ar-phone svg{display:inline-block;width:1em;height:1em}
.ar-light .arnc{--nc-ground:#fff;--nc-navy:#021127;--nc-line:#E1E7EE;--nc-line-2:#8593A6;--nc-title:#021127;--nc-text:#14233A;--nc-muted:#3D4D62;--nc-faint:#56677A;--nc-mint:#0B5F52;--nc-mint-hi:#021127;--nc-lilac:#0B5F52;--nc-coral:#A32D22;--nc-field:#fff;
  max-width:100%;margin:2.1em 0;padding:24px 24px 22px;background:var(--pb-paper-2);border:1px solid var(--pb-line);border-radius:var(--pb-r-sheet)}
.ar-light .arnc__chip{border-color:var(--pb-teal-edge);background:var(--pb-teal-tint);color:var(--pb-teal-ink)}
.ar-light .arnc__field textarea,.ar-light .arnc__field input[type=email],.ar-light .arnc__field input[type=text]{border-radius:8px}
.ar-light .arnc__field textarea:focus,.ar-light .arnc__field input:focus{border-color:var(--pb-navy);box-shadow:0 0 0 3px rgba(89,197,174,.45)}
.ar-light .arnc__err{color:var(--pb-red)}
.ar-light .arnc__error{border-color:var(--pb-red-edge);border-left-color:var(--pb-red);background:var(--pb-red-tint);color:var(--pb-red)}
.ar-light .arnc__error a,.ar-light .arnc__error a:visited{color:var(--pb-red)}
.ar-light .arnc__submit,.ar-light .arnc__submit:hover,.ar-light .arnc__submit:focus,.ar-light .arnc__submit:active{border:1px solid var(--pb-navy);border-radius:8px;background:var(--pb-navy);box-shadow:none;transition:background-color .15s}
.ar-light .arnc__submit:hover{background:var(--pb-navy-2);border-color:var(--pb-navy-2)}
.ar-light .arnc :focus-visible{outline-color:var(--pb-teal-ink)}
@media (max-width:767px){.ar-legacy{font-size:16px}
.ar-legacy h2{font-size:22.5px;margin-top:2em}
.ar-legacy th,.ar-legacy td{padding:10px 12px;min-width:130px}
.ar-light .arnc{padding:18px 16px 16px}}
.art-after{padding:26px 0 0;display:grid;gap:22px}
.author{display:flex;gap:18px;align-items:flex-start;padding:22px 24px}
.author img{flex:0 0 72px;width:72px;height:72px;border-radius:50%;object-fit:cover;box-shadow:0 0 0 3px var(--pb-teal-edge)}
.author__k{display:block;font-size:11.5px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--pb-teal-ink);margin:0 0 4px}
.author__n{font-family:var(--pb-head);font-weight:700;font-size:17px;color:var(--pb-navy);margin:0 0 2px}
.author__r{font-size:13.5px;color:var(--pb-muted);margin:0 0 10px}
.author__b{font-size:15px;line-height:1.6;color:var(--pb-muted);margin:0}
.postnav{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.postnav a{display:flex;flex-direction:column;gap:4px;padding:14px 16px;background:#fff;border:1px solid var(--pb-line);border-radius:var(--pb-r-sheet);text-decoration:none;color:var(--pb-navy);min-height:44px}
.postnav a:hover{border-color:var(--pb-line-3);background:var(--pb-paper-2)}
.postnav a.next{text-align:right;align-items:flex-end}
.postnav small{display:inline-flex;align-items:center;gap:6px;font-size:12px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--pb-muted)}
.postnav small svg{width:14px;height:14px;color:var(--pb-teal-ink)}
.postnav b{font-family:var(--pb-head);font-size:15px;font-weight:700;line-height:1.35}
.more{padding:8px 0 0}
.more h2{font-family:var(--pb-serif);font-weight:600;font-size:22px;margin:0 0 14px}
.more ul{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin:0;padding:0;list-style:none}
.more a{display:flex;gap:12px;align-items:center;padding:8px 12px 8px 8px;background:#fff;border:1px solid var(--pb-line);border-radius:var(--pb-r-ctl);text-decoration:none;color:var(--pb-navy);min-height:64px}
.more a:hover{border-color:var(--pb-line-3);background:var(--pb-paper-2)}
.more img{flex:0 0 64px;width:64px;height:48px;object-fit:cover;border-radius:6px;background:#0A1A33}
.more b{display:block;font-family:var(--pb-head);font-size:13.5px;font-weight:600;line-height:1.35;display:-webkit-box;-webkit-box-orient:vertical;-webkit-line-clamp:2;overflow:hidden}
.more time{display:block;font-size:12px;color:var(--pb-muted);margin-top:2px}
@media (max-width:1024px){.more ul{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:767px){.author{padding:18px 16px;gap:14px}
.author img{flex-basis:56px;width:56px;height:56px}
.postnav{grid-template-columns:minmax(0,1fr)}
.postnav a.next{text-align:left;align-items:flex-start}
.more ul{grid-template-columns:minmax(0,1fr)}}
.news{padding:32px 0 10px}
.news__head{max-width:820px;margin:0 0 28px}
.news h1{font-family:var(--pb-serif);font-weight:600;font-size:clamp(28px,3.4vw,38px);line-height:1.18;margin:0 0 14px}
.news__intro{font-size:16.5px;line-height:1.65;color:var(--pb-ink)}
.news__intro a{color:var(--pb-blue)}
.news__cols{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(0,.65fr);gap:24px;align-items:start}
.news__aside{position:sticky;top:16px;display:grid;gap:18px}
.news h2{font-family:var(--pb-serif);font-weight:600;font-size:22px;line-height:1.25;margin:0 0 14px}
.news h2 a{color:inherit;text-decoration:none}
.news h2 a:hover{text-decoration:underline}
.feat{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:0;overflow:hidden;margin:0 0 18px}
.feat__img{display:block;background:#0A1A33;min-height:100%}
.feat__img img{display:block;width:100%;height:100%;object-fit:cover;aspect-ratio:4 / 3}
.feat__b{padding:22px 24px;display:flex;flex-direction:column;gap:10px}
.feat__b .k{font-size:11.5px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--pb-teal-ink)}
.feat__b h3{font-family:var(--pb-head);font-size:19px;font-weight:700;line-height:1.35}
.feat__b h3 a{color:var(--pb-navy);text-decoration:none}
.feat__b h3 a:hover{text-decoration:underline}
.feat__b p{margin:0;font-size:15px;color:var(--pb-muted)}
.feat__b .pb-btnrow{margin-top:auto;padding-top:6px}
.cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin:0;padding:0;list-style:none}
.card{display:flex;flex-direction:column;overflow:hidden;text-decoration:none;color:var(--pb-navy);min-height:44px}
.card:hover{border-color:var(--pb-line-3)}
.card img{display:block;width:100%;aspect-ratio:16 / 9;object-fit:cover;background:#0A1A33;border-bottom:1px solid var(--pb-line)}
.card__b{padding:14px 16px 16px;display:flex;flex-direction:column;gap:6px}
.card b{font-family:var(--pb-head);font-size:15.5px;font-weight:700;line-height:1.35}
.card time{font-size:13px;color:var(--pb-muted)}
.card__cat{font-size:11px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--pb-teal-ink)}
.news__more{margin:16px 0 0}
.plist{margin:0;padding:0;list-style:none;display:grid}
.plist li{border-top:1px solid var(--pb-line)}
.plist li:first-child{border-top:0}
.plist a{display:flex;gap:12px;align-items:center;padding:10px 0;text-decoration:none;color:var(--pb-navy)}
.plist a:hover b{text-decoration:underline}
.plist img{flex:0 0 76px;width:76px;height:56px;object-fit:cover;border-radius:6px;background:#0A1A33}
.plist b{display:block;font-family:var(--pb-head);font-size:14px;font-weight:600;line-height:1.35;display:-webkit-box;-webkit-box-orient:vertical;-webkit-line-clamp:2;overflow:hidden}
.plist time{display:block;font-size:12.5px;color:var(--pb-muted);margin-top:2px}
.aside__b{padding:18px 20px}
.aside__b h2{font-size:19px;margin-bottom:10px}
.checks{display:grid;gap:14px;margin:0;padding:0;list-style:none}
.checks li{display:grid;gap:8px;font-size:14.5px;line-height:1.55;color:var(--pb-muted)}
.checks b{color:var(--pb-navy);font-weight:600}
@media (max-width:1024px){.news__cols{grid-template-columns:minmax(0,1fr)}
.news__aside{position:static}}
@media (max-width:767px){.news{padding-top:20px}
.feat{grid-template-columns:minmax(0,1fr)}
.feat__img img{aspect-ratio:16 / 9}
.feat__b{padding:16px}
.cards{grid-template-columns:minmax(0,1fr)}
.aside__b{padding:16px}}
.ar-topbar{position:relative;z-index:6}
@media (prefers-reduced-motion:reduce){*,*::before,*::after{transition:none!important;animation:none!important;scroll-behavior:auto!important}}
@media print{.ar-topbar,.read-bar,.postnav,.more{display:none}
.art__body{border:0;box-shadow:none;padding:0}}